We may provide you with additional privacy notices or terms where we believe it is appropriate to do so. This Statement applies regardless of how the Services are accessed and will cover any technologies or devices by which we make the Services available to you, including mobile devices. If you do not agree to this Statement, you may not use the Services. By accessing, browsing, downloading, or otherwise using the Services, you confirm that you have read, understood, and agreed with this Statement. We recommend printing and retaining a copy for your future reference. You should read this Statement carefully, so that you understand our privacy practices. Unless supplemental notices expressly provide otherwise, in the event of anyĬonflict between this Policy and additional privacy notices this Policy governs.
Please view our California Privacy Policy. For example, if you are a California resident, This Policy expressly incorporates any privacy notices we may issue to supplement this Policy, for example if required by law.ĭepending on your residency, a supplemental privacy notice may apply to you. Nothing in this Statement will constitute an admission or evidence that any particular data privacy or information security law or regulation applies to the Company generally or in any specific context. It does not include data excluded or exempted from those laws and regulations. (the “Statement” or “Policy”) describes how we collect, use, disclose, and secure the personal information we gatherĪbout you through our website (the “Site”), our online services,Īnd when you interact with us as a customer or otherwise (collectively, the “Services”).įor purposes of this Statement, personal information means data that classifies as personal information, personal data, personally identifiable information, or similar terms under applicable data privacy and security laws and regulations. We are committed to safeguarding, preserving, and respecting your privacy rights. General information is not a substitute for the advice of an attorney specific to your case, facts,location and Court.Your privacy is important to us at Upbound Group, Inc. This post is provided for general informational purposes and no attorney client relationship is established. Lissa McKinney is licensed to practice law in Massachusetts. Please get a lawyer involved so you can have some relief. It is unfortunate that this is happening when you are 8 mos pregnant and already under stress from the situation. Your credit rating will be impacted by the collection effort, but you should not fear a criminal prosecution or that you would end up in jail. You should consult a debt relief lawyer also to look at the finance contract just in case there were defects in it or it was unfair lending tactics. For example, you could offer to pay $100 per month until you get on your feet or are able to resume payments. Any resolution you offer should be in writing. What you want to do is undo the contract based on your change in financial circumstances.
If you have never been in trouble before, you would not go to jail on a first offense. IF they were able to bring a charge, you would qualify for a Court Appointed lawyer who would defend against the charges. You will not go to jail and it is unlikely they can bring a criminal charge on these facts, which are civil in nature. If you have any proof they threatened you with criminal charges at all, you should consult a lawyer, as that will surely be a counterclaim to any action they could bring. You should also file a complaint with the AG's office and the Better Business Bureau. You may want to seek help from legals services. They can't threaten you with larceny under these circumstances, and doing so violates many laws.
93A which covers unfair and deceptive acts and practices, and many other laws related. It is purely a civil matter subject to Fair Debt Collection Practices, MGL. You have tried to resolve this with them and offered some compromisie. Did they threaten you with criminal charges in writing? You entered into a financing agreement for the furniture in good faith at the time, and have made a years worth of payments.
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